A political struggle may end in a struggle students must bear.

A Congressional move last September is leaving mid-sized college lending companies scrambling.

Mike Scott, director of scholarships and student financial aid, attributes the move to a Democratic leadership preference for direct-lending programs.

The College Cost Reduction and Access Act, which actually looks commendable at first, has reallocated funds from the federal loan market to increase money going toward direct-lending programs and grant student aid. Now, the grant student aid budget is $20 billion.

Although this action looks like it would be helping students, it was taken in haste.

Because of the cutback in federal loans, however, mid-sized loan companies are having to cancel or adjust their federal loan programs, leaving their clients in limbo.

College Loan Corp. will stop providing Federal Family Education Loans in March, and Sallie Mae, the nation’s leading lender of educational funding, is now likely to deny loans to students with “at risk credit” who attend colleges with low graduation rates.

The mid-sized companies are particularly affected because the they do not have enough resources to be able to survive under the new law.

On the bright side, the Office of Scholarships and Student Financial Aid is working closely with the students who have loans from College Loan Corp. to find alternative lenders, and most lenders have not been negatively affected.

But he also said College Loan Corp. is only the first example of many lenders that will experience consequences of this new act, and access to private student loans will become an issue.

The government needs to get over its partisan struggles and take deeper consideration into the consequences of a new legislation before implementing it.